Credit Scores & Credit Reports How the System Works What You Can Do

Hendricks, Evan

Credit Scores & Credit Reports How the System Works What You Can Do
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PRICE: FREE BOOK
DATE 2004
AUTHOR Hendricks, Evan
ISBN 9780964548619
FILE FORMAT 8,83 MB
FORMAT PDF EPUB FB2 TXT
LANGUAGE ENGLISH

Description of the book

This book is written to address these and a host of other issues concerning credit reporting in America. The book is designed to help readers to gain a greater understanding of the credit reporting and scoring system, and how it impacts them. It would seem that greater awareness is needed. According to a July 2003 survey by the Consumer Federation of America, "Only 25 percent of Americans -- and less than 20 percent of those with incomes below $35,000 -- said they knew what their credit score was. But only three percent of Americans could, unprompted, name the three main credit bureaus -- Experian, Equifax, and Trans Union -- that provide both lenders and consumers with information from credit reports. Forty-three percent of Americans -- only 35 percent of those with incomes below $35,000 -- said they had obtained a copy of their credit report from the three credit bureaus in the past two years".Hendricks, Evan is the author of 'Credit Scores & Credit Reports How the System Works What You Can Do', published 2004 under ISBN 9780964548619 and ISBN 0964548615.

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...ending 20 minutes digging through credit reports for each loan applicant, looking at a score gives lenders a quick and general idea of the applicant's creditworthiness ... International Credit Reporting: US vs. the UK - Self. ... . You can get your free Experian credit score and a free credit report card on Credit.com. Your report card includes including a grade for each area that makes up your scores. You see how your payment history, debt and other factors affect your scores, and get recommendations for ways to improve each area if needed. In the United States the credit scoring system you will hear about most is the FICO score, a score used by the major credit agencies to rate your creditworthiness. Y ... Credit Scores - Which? ... . In the United States the credit scoring system you will hear about most is the FICO score, a score used by the major credit agencies to rate your creditworthiness. Your FICO score will be between 300 and 850 with a higher score being better. When it comes to your credit, lenders may sometimes refer to it in terms of Credit Scores & Credit Reports: How The System Really Works, What You Can Do Paperback - December 1, 2007 by Evan Hen...